SMART INVESTING

Everyone is talking of doing smart work, but why not smart investing?
Today's need is to smartly invest our hard earned money.  

But for an investor it is important to understand the risk involved as the higher returns are always accompanied by the higher risk. 

So depending upon risk taking capacity of different peoples, some of the best investment options are-

1. Bank fixed deposits

2. Public provident tune (PPF)

3. Gold ETF

4. Post office saving scheme

5. Mutual funds

6. Corporate bonds

7. Corporate companies fixed deposits

8. Equity shares/  Stocks market

9. Real estate investing 

10. Initial public offerings(IPO)

For no risk taking investors, options from 1 to 4 is suitable. For mild or medium risk taking investors options from 5 to 7 is preferable. But for higher risk taking investors rest of the options are preferable.